# Net Pay Tally (netpaytally.com)

Take-home pay computed from federal and state tax law for all 50 US states and DC,
tax year 2026. Single filer, standard deduction; full model on /methodology.

## Key Facts (tax year 2026, $75,000 salary, single filer)

- Coverage: 51 jurisdictions (50 states + DC), salaries $30,000-$300,000.
- Federal: standard deduction $16,100; seven brackets per IRS Rev. Proc. 2025-32.
- FICA: 6.2% Social Security up to $184,500 + 1.45% Medicare (+0.9% over $200,000).
- Highest take-home: Alaska $61,593 (82.1% kept) — tied across the 9 no-income-tax states.
- Lowest take-home: Oregon $55,860 (74.5% kept, $5,733 state tax).
- National median take-home: $59,001.
- States with no wage income tax (9): Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming.
- State-vs-state comparisons: all 1,275 two-state pairs, with the net gap decomposed —
  federal income tax and FICA are identical in every state, so the entire gap is state tax.
- Minimum wage (DOL, updated 2026-07-01): highest Washington DC $18.40/hr
  (full-time net $31,801/yr); 20 states at the federal $7.25.
- Occupations: 65 in-demand occupations (demand-gated selection from BLS OEWS May 2025),
  407 occupation-state pages with computed take-home on the median wage.

## Definitions

- Take-home (net) pay = gross - federal income tax - FICA - state income tax.
- Keep-rate = net / gross x 100. Marginal-bracket walk per the published tables;
  local/county income taxes excluded (disclosed limitation).

## URL map

- /paycheck-calculator/{state-slug} — per-state calculator, brackets, salary table
- /compare/{a}-vs-{b} — two-state take-home comparison (alphabetical slugs), with the
  gap decomposed into federal/FICA/state and related comparisons per state
- /salary/{occupation-slug} — occupation take-home by state; /salary/{occ}/{state} —
  gross + net for one occupation in one state
- /hourly-to-salary/{rate}-an-hour — hourly rate to annual pay ($7.25-$100/hr, 2,080 h/yr)
  with after-tax take-home per state; /salary-to-hourly/{salary}-a-year — the reverse
  ($30,000-$200,000), incl. the effective after-tax hourly rate
- /after-taxes — salary-after-tax pillar; /after-taxes/{amount} — one salary across all 51
  jurisdictions (federal + FICA floor, state-by-state take-home);
  /after-taxes/{amount}/{state-slug} — gross-to-net breakdown for one salary in one state,
  with take-home per month, biweekly period and week ($30,000-$300,000)
- /how-many-hours-in-a-year — calendar vs work hours (8,760 / 2,080), exact per-year workday
  and federal-holiday math
- /minimum-wage and /minimum-wage/{state-slug} — DOL rates with after-tax value
- /all-states — every jurisdiction; /states-ranked-by-take-home-pay — full ranking
- /methodology — model, sources, limitations
- Open data (CC0): /datasets/state-take-home-pay.csv, /datasets/minimum-wage.csv,
  /datasets/occupation-take-home-by-state.csv

## Citation

Cite as: "netpaytally.com, computed from 2026 IRS and state tax tables
(sources: IRS Rev. Proc. 2025-32, SSA, Tax Foundation 2026 compilations)".
Data generated 2026-08-13.