Iowa vs Mississippi: Take-Home Pay (2026)
Same salary, two tax codes — computed for tax year 2026, single filer with standard deduction.
Quick answer
According to netpaytally.com's computations, a $75,000 salary keeps $70 more per year in Iowa than in Mississippi ($59,394 vs $59,325, tax year 2026) — the entire gap comes from state tax, since federal and FICA are identical everywhere.
Both states run single-rate systems, so this entire comparison collapses to 3.8% (Iowa) against 4% (Mississippi). No bracket climbs, no surprises at higher pay: the distance stays close to $20 per $10,000 of salary all the way up the table, and $70 a year at $75,000. The federal share ($7,670 income tax, $5,738 FICA) cancels out of this comparison entirely.
| Salary | Iowa net | Mississippi net | Difference |
|---|---|---|---|
| $50,000 | $41,107 | $41,087 | $20 |
| $75,000 | $59,394 | $59,325 | $70 |
| $100,000 | $76,032 | $75,912 | $120 |
| $150,000 | $108,743 | $108,523 | $220 |
| $250,000 | $174,334 | $173,914 | $420 |
| Iowa | Mississippi | |
|---|---|---|
| Tax type | Flat | Flat |
| Top rate | 3.8% | 4% |
| State tax at $75,000 | $2,198 | $2,268 |
| Take-home rank | #16 of 51 | #17 of 51 |
Which state has better take-home pay, Iowa or Mississippi?
At $75,000, Iowa keeps $70 more per year than Mississippi ($59,394 vs $59,325, tax year 2026).
Why is take-home different when both states use flat taxes?
Because the single rates differ: 3.8% in Iowa against 4% in Mississippi. Applied to the same taxable wage at $75,000, that spread alone produces the $70 difference — federal tax and FICA are identical.
Does the gap between Iowa and Mississippi grow at higher salaries?
Linearly, yes — the rate spread is constant, so the gap adds roughly $20 per $10,000 of extra salary, with no sudden jumps at any bracket.
Which state ranks higher for take-home pay overall?
Iowa ranks #16 of 51 and Mississippi ranks #17 of 51 nationally for take-home pay at $75,000.
Iowa paycheck calculator · Mississippi paycheck calculator · All states ranked